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Cheap auto insurance rates can be a reality if you follow some simple tips.

There are all kinds of things you can do if you’re sick and tired of paying high rates for auto insurance. You could simply go nuts and beat the crap out of your car with a bat like the woman in the video below. A better way to get cheap auto insurance might be to take advantage of some simple tips.

One way is to be a safe driver. Be alert, drive defensively, do not get into accidents, and certainly do not drive if you’ve been drinking. Another way is to consider the car itself. Auto insurance companies look favorably on you (and reflect it in their rates) if your car has a quality alarm system, antilock brakes, and daytime running lights. These things make your vehicle a lot safer.

You could drive less. It’s a way to reduce your risk since you’re not behind the wheel and on the road as much. Less risk means you’re likely to pay less in premiums. You could also get a break on your auto insurance premium if you pay for a whole year in one shot instead of monthly. And be sure you don’t let your current policy lapse. That’s not cheap. Rather, it’s a sure way to pay more when you do end up renewing your policy. Watch out for this very issue if you happen to change insurers.

Another factor is your car itself. Some vehicles simply cost more to insure. Rates for cheap auto insurance can vary depending on the car’s crash rating and the theft rate of the vehicle. Finally, reduce your rate by shopping around and getting quotes from a number of different companies. This is very easy to do online. The more quotes you get, the better the deal you’re going to find.

Here’s the video - use the tips above so you don’t have to go “batty” like this woman!

Clearly, the lady in this clip does not have cheap auto insurance; she should read this post!auto insurance video cheap auto insurance funny car insurance video